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Precision Software Appli…tions Silver Collection 1
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Precision Software Applications Silver Collection Volume One (PSM) (1993).iso
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bacc1rat.exe
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BACC-RAT.TXT
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1992-07-13
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Q:M1 How is Baccarat played?
Baccarat is a card games that is usually dealt from a shoe that
holds 6 or 8 decks of cards. Two hands are dealt by the house
dealer, the "bank" hand and the "player" hand. Before the hands
are dealt, the players can bet either on the bank hand or the
player hand, or on a tie. Winning bets are paid 1:1, but a 5%
commission is charged on bank bets. Tie bets are paid 8:1. Once
a bet has been placed, there are no opportunities for the player
to make decisions -- both the bank hand and the player hand are
dealt according to fixed rules.
A game of baccarat is started by dealing two cards for the player
hand and two cards for the bank hand. The object of the game is
to be dealt the hand with the highest rank. The rank of a hand
is determined by totalling the ranks of the individual cards.
Tens and face cards are counted as zero, while all other cards
are counted by the number of "pips" on the card face. No
baccarat hand can have a total greater than nine. If a card is
added that would give a total greater than nine, the hand rank is
adjusted by subtracting 10.
According to the rules of baccarat, the player will stand if the
first two cards total 6, 7, 8, or 9. An eight or a nine is a
"natural", and is an automatic winner if the other hand has a
lower total. If both hands are eights or both are nines, then a
tie occurs and neither side wins. If neither hand is a natural,
then cards might be drawn before the game ends. If the player
hand totals 5 or less, then a third card is drawn for the player
hand and the player will stand regardless of the total. The
banker stands when holding 7, 8, or 9, and always draws one card
when holding 0, 1, or 2. For other banker totals, drawing is
determined by the rank of the player hand, according to the
following table:
Bank 0 1 2 3 4 5 6 7 8 9 <- player hand rank
--------------------------------------
9 s s s s s s s s s s
8 s s s s s s s s s s
7 s s s s s s s s s s
6 s s s s s s H H s s
5 s s s s H H H H s s
4 s s H H H H H H s s
3 H H H H H H H H s H
2 s s s s s s s s s s
1 s s s s s s s s s s
0 s s s s s s s s s s
When baccarat is dealt from 8 decks, the probability of a banker
win is 45.86%, the probability of a player win is 44.62%, and the
probability of a tie is 9.52%. The house edge on "player" bets
is about 1.24%. Winning "bank" bets are charged a 5% commission,
resulting in a 1.06% edge on these bets. The house edge on "tie"
bets is about 4.9%.